Empowering people, communities and businesses everywhere

EMQ is a global fintech company that enables businesses of every size to efficiently move money and deploy end-to-end financial services from anywhere in the world, leveraging our expansive global network. 

With a relentless focus on customers, we continue to deliver flexible payment infrastructure with increased speed, transparency, and certainty – vital requirements in an always-on digital economy. 

Today, EMQ’s network touches billions of people throughout Asia Pacific, Africa, Europe and North America. We remain committed to fostering a more sustainable world by making financial services more accessible and inclusive for everyone, everywhere.

 

Our impact across

people and communities

Accelerating financial inclusion. 

At EMQ, we are dedicated to improving accessibility and affordability to financial services for everyone around the world. By leveraging our network and capabilities, we enable business and financial services providers to develop innovative financial products and services for the underserved communities.

Behind every transfer...

Driving digital payment access.

The financial services landscape is rapidly changing with the evolution of payment methods, and EMQ is uniquely positioned to support the digital ecosystem. Our global network with near real-time payments capabilities can effectively mobilize the underserved communities, thereby increasing financial inclusion in the digital payments space, driving economic progress globally, and enabling a more frictionless cross-border experience for all.

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Empowering the future of work.

The gig economy is growing rapidly across emerging and developed economies, where businesses would require an agile platform with real-time and on-demand payments capabilities. Our API-powered payments network helps gig platforms providers with timely payouts in local currencies and frictionless experience for the gig workers – addressing the challenges of the gig workforce.

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Meet our team

Co-founder & CEO

Max Liu

A veteran of the financial services industry, Max’s career spans more than 20 years across Asia and the United States, including senior leadership roles at Citadel Investment Group and Goldman Sachs & Co. Max was named as a Young Global Leader by the World Economic Forum with the commitment to support and foster sustainable growth across the world. He received his Bachelor of Science degree from the Olin Business School at Washington University in St. Louis.
Head of Product Management

Mike Webster

Mike brings 17 years of experience in the Information and Communications Technology sector across different industries including retail, healthcare, agribusiness, energy, digital publishing and data services in Melbourne, London and Taipei. Mike joined EMQ in 2017 as a Product Manager, where he rose through the ranks and became Head of Product Management in 2018.
Director, Marketing & Communications

Genevieve Li

Genevieve joins the company with over 15 years of corporate communications experience, most recently as Director of Global Communications at Global Cloud Xchange (GCX), a subsidiary of Reliance Communications. Prior to joining GCX, she has held various senior level positions, including Senior Manager for Corporate Affairs at Telstra and Senior Manager for Corporate Communications at Pacnet. Genevieve received her BA in Journalism from California State University, Chico.
CFO

John Kang

John joins EMQ with over 15 years of experience in financial services industry, most recently as a convertible bond trader at Citigroup’s credit trading group. Earlier, he spent 3 years at Citadel Investment Group as a senior analyst in the Special Situations Asia team. Prior to Citadel, John spent 7 years at Goldman Sachs in New York and Hong Kong in Private Wealth Management and Fixed Income, Currencies, and Commodities. John holds a bachelor’s degree in Government from Cornell University.
Global Head of Networks & Expansion

Steven Liu

Steven joins EMQ with over 15 years of industry experience and most recently as head of business operations for the Interpublicis Group of Companies (IPG) in Beijing, where he was responsible for managing and executing corporate development and strategy on top of identifying and evaluating potential M&A opportunities. Prior to this, Steven spent over 7 years at Hanjin Shipping as deputy general manager, covering industry pricing in Japan, Canada and the United States. Steven holds a degree from Washington University in St. Louis.
General Counsel

Matthew Chang

Matthew joins the company with over 20 years of experience representing corporations in general corporate matters, corporate financing, securities law and mergers & acquisitions. Prior to joining the company, Matthew practiced law in the United States and served in various law firms including McDermott, Will and Emery and most recently as Senior Counsel for Keysight Technology, Inc. Earlier, he was a law clerk for U.S. District Court Senior Judge Sterling Johnson, Jr. in the Eastern District of New York. Matthew received his Juris Doctor degree from Northeastern University School of Law in Boston, Massachusetts. He is a member of the California, New York and Massachusetts bars.
Head of Engineering

Harry Teng

Harry joins EMQ with over 15 years of experience in the Technology sector, most recently as Chief Product Officer at 104 Corporation, the largest job site in Taiwan. Prior to that, he was the Chief Information Officer of V Air and TransAsia, where he aimed to create digital airlines. Prior to that, Harry held senior product management roles at Fortune 500 companies including Yahoo, Microsoft and Expedia. Harry has a master's degree in information sciences from the University of Pittsburgh, and a bachelor's degree in telecommunications from Michigan State University.

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